Budgets in the Vortex

November 3, 2011 | 27 Comments »

This guest post comes from Money Coach Christy Lambert, who offers high vibing help for deliberate creators struggling to find the “feel good” in working with a budget.

budgets in the vortex with Christy LambertI love my budget.

It makes me happy. It activates vibes of empowerment, intention and gratitude in my life.

I didn’t always see it this way. I used to be a big budget hater.

I mean, if the whole point of law of attraction is to feel good, why would I spend time creating something — like a budget spreadsheet — that showed me all the things I couldn’t have?

And then I realized I had it wrong.

I was limiting myself. In reality, I wasn’t buying everything I wanted; I was only telling myself I could.

Which felt awesome until I ran out of money or wrote a check and wondered if it would clear.

To top it off, I’d buy things I didn’t really value and pass up things I did.

Not consciously choosing how to spend my money was activating all kinds of scarcity, worry and doubt in my life.

Then I learned something that changed my perspective

I learned budgets don’t have to be about deprivation. They can be about setting conscious intentions about money and energy. Choosing, in advance, what you most desire.

Even the dictionary knew it before I did. The dictionary defines budget as: “a plan for the coordination of resources and expenditures.”

Budgets help you focus on what you DO have and what you CHOOSE to do with it. In fact, budgets are one of the most effective tools out there to help you activate the feeling of abundance.

Consider this:

  1. Budgets force you to clarify what you most desire and focus on what is most important in your life.
  2. Once you have this clarity, budgets direct your money and your energy towards what matters most and away from things that don’t. Everything you choose not to put in the budget creates room to add something you value more.
  3. When your budget lines up with your values, you spend more energy on things that make you feel good, which attracts more things that make you feel good.

Simply put:

Budget = Setting an Intention + Focusing on What you Most Value = Alignment & Feeling Good.

The process of budgeting has taught me so much about myself and my values. It’s taught me that I value a night out with friends infinitely more than a pair of new shoes. It’s taught me that I value a clean house more than cable. It’s taught me that I value shelter and food more than almost anything.

If you want to spend more time in the money vortex, follow these three steps to create a budget that will help you get there.

  1. Make a list of everything you desire. Everything. Travel, a nice home, food for your family, clean clothes, food for your pets, health insurance, etc.
  2. Then get clear on how much you value each item. As hard as it is, force rank everything on the list. Be honest… do you really value travel more than food? There’s no right or wrong answers — the whole thing is just about you getting honest and clear with yourself about what you really want. What brings you the greatest joy?
  3. Create a budget that is in alignment with this list.

Christy Lambert, Money CoachThe best news is, you can have it all. When you start with what you value most you will attract the rest. Budgets aren’t about what you can’t have. Rather, they are 100 percent about what you can have. They are about owning your choices. For your money and your life.

Christy Lambert is a certified life & money coach who specializes in helping people get really, really happy by falling in love with fitness & money.  Get your free copy of her Ebook: What No One Told You About Money & Happiness at www.christylambert.com

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27 Responses to “ Budgets in the Vortex ”

  1. Love the perspective here, Christy! I’ve found that when I come to a budget in this way- making it about putting energy and love and attention towards what I value- I’m much more likely to keep using it. If I feel confined in creating a budget I’m likely to abandon or ignore it.

  2. Leslie,
    Thanks for sharing your perspective. Having a powerful why (because it helps me focus on what I most value) has helped me so much around this topic. It makes it much more fun and doable long term.

  3. Megan,
    I know what you mean about feeling great until the end of the month. That was my whole Money MO for a long time. I would spend, spend, spend and then have $10 left for the final week. It’s funny how long $10 would last though 🙂 Creating a budget that is all about the things I value in my life has made money much more fun!

  4. Ranking my desires didn’t come easily for me at first. But as I played with it, I found it actually liberating just like you. I found I wasn’t saying “no” but rather that each “no” was moving me toward a “yes”. Once I learned that my budget was about helping me clarify, PROFOUNDLY what I most wanted I began to see how friendly it was.

    Wonderful reframe.

  5. Megan Woods says:

    Thanks for posting this here, Christy! I’ve been struggling to reconcile what I think I ‘should’ do – budget, with what feels good in the moment – spending money as I feel like it. And I’ve found mixed success with both. Now I can see how budgeting really can help me feel the freedom I get from spending freely, and help me spend in alignment with my values. It’s no fun to spend freely for 3 weeks out of the month only to backtrack and feel guilty for the last week before rent and bills are due!

  6. Rebecca,
    Whenever I feel stuck about what I value I do a $25 million budget. I budget out how I would spend $25 million and then force rank it. Once I was thinking about buying a pilates studio and realized it didn’t make it in the $25 million budget so why would I buy it now? It’s a really fun budget exercise.

  7. Chip,
    Love this = the truth is that there is a virtually unlimited number of ways that money can come to you.
    It’s very true and it’s totally showed up for me.

    The truth is it’s not about having a budget or not having a budget. It’s about claiming what we value. My perspective is that money is a stand in for value. So if you want more money spend time with things you value both in spending and earning and in life in general. When you do that you will attract more things you value.

    It’s funny as my husband and I have embraced this process of budgeting money is coming to us in many forms. My husband is an avid golfer and a golf course gave him unlimited golf for help with marketing. He’s giving value and getting value.

    We’ve also had unexpected checks come in the mail. So much fun!

    I also think of it as a guide rather than a rule. This is my guide for what I value. I’m free to adjust at any time. So long as I get the most value.

    Thanks for your insights!

  8. ChipEFT says:

    Hi Christy,

    To start off, I want to say that I’m glad that you have a system that works for you and you are right in your views about how that works.

    But everyone gets to choose what they are right about.

    For me, a budget has the underlying assumption that there is a limited amount of income and that “life circumstances” dictate that amount.

    But the truth is that there is a virtually unlimited number of ways that money can come to you. The Universe is simply not limited to the ways a person has habitually allowed money to come, e.g. from their job. You may or may not have to do something to get what you want, but the only key here is to pay attention to the thoughts feel better at any given moment.

    Einstein said, “Everything is energy and that is all there is to it. Match the frequency of the reality you want and you cannot help to get it. It can be no other way. This is not philosophy, this is physics.”

    The material illusion we have created is just that. We have created the rules and persistently live by them. We have shared agreements with others that say we must work in order to get money, but the truth is work and money are two entirely different vibrations. You can have money without work, or work without money.

    Whatever else, your outcome will ALWAYS match match your dominant thoughts about the subject.

    Chip

  9. Daggi says:

    Hi Christy,

    thanks for a great post. For me this post is more about changing your vibration about what is at the moment, in order to be able to access the vortex, where (as Chip pointed out so nicely) everything is possible.

    If you don’t change the thoughts about what you already have and keep thinking in scarcety mode, then it might lead to alot of debt to think “I can afford everything, because the abundance of the vortex”. Once the vibration (the dominant thought) is on target (E. g. Everything I really care for is available to me and I am eager for more) than the vortex is wide open and reachable.

    Daggi

  10. Janette says:

    Ooh, a challenging post for this little black duck LOL!! Budgets SCREAM to me of limitations and having to choose, because a budget says to me that I can’t have it all. I love that you’ve found a way past that – maybe one day I will, too. Thank you for helping me entertain the possibility of a budget in the Vortex! And thanks Jeannette for bringing Christy in to scramble my brain just a little 🙂

  11. Daggi,
    100% about changing the vibration. What gets you there in this moment and what keeps you there for the duration. Thanks for your comments!

  12. Janette,
    I love a good brain scramble. It’s all about finding your feel good. Where is that point for you when it comes to money? Sometimes it can be fun to start with an imaginary budget — I think I mentioned in another comment my $25 million budget, it’s one of my favorites!

  13. Dana Boyle says:

    Just might have to share this one with my husband. He thinks Budget is a four letter word. The very word for him conjures up feelings of deprivation, punishment and lack.

    I think about it exactly the way you do, Christy! When we tell our money where to go, what to do, and what we value, money responds. Budgeting also tells money we love it, and it’ll love us back in return.

    Great post!

  14. Dana,

    I love what you say, the more we show money we love it, the more it loves us back.

    Do you follow Meadow DeVor? She talks so much about Money Love. She’s one of my money mentors. Anyways, she always says how do you treat people you love? Do you try and get rid of them as fast as you can? Or do you want to spend time with them? Enjoy them? Play with them? Plan for the future with them? Have fun with them? And have them around for a long time?

  15. A whole new way to look at a budget – for the first time I can remember I am excited to get started! The anxiety of not knowing if I’ll have enough is awful, and certainly doesn’t put me in the vortex. The calm that will come from knowing we will be fine, and the pleasure of deciding what to do with the extra that comes in will be a fantastic gift for the new year.

    Thank you!

  16. Denise,
    You’re welcome! You will always have enough. There is no other way.

  17. Bama Girl says:

    I have always been the family bookkeeper and always felt like the bad guy when it came to budgets and paying bills, not really due to scarcity or lack but because I had to keep track of it all and clean up the aftermath of various amazon.com spending sprees. Even though my husband is now a lot more understanding – keeping his own bank account and budget for the past 6 months and having to make choices really opened his eyes – I still have a resistence whenever we get together to discuss money. We’re in the process of putting our finances back together again and I’m feeling stress about it all. I really don’t want to be the one “in charge” again, keeping track of everything.

    I am going to use your little affirmation, though, and use it whenever we have a budget meeting. We have started to pray before we start and that has eased the stress, so I’m going to incorporate some of what you’ve said into our prayers. I’m already using something Jeanette said before – money placed back into circulation returns to us tenfold.

  18. Bama Girl,
    I’ve so been there. I do all the bill paying, checkbook balancing and budgeting in our household. This used to make me feel bad (angry, frustrated, annoyed) and then I remembered I was doing it for me. It felt good for me to have it done, organized, prioritized, etc.

    His vortex was totally something different and that’s ok. He is his own point of attraction & I am mine. I can feel as good as I want regardless of what he’s doing. I love the idea of using an affirmation/prayer prior to sitting down. Setting a strong intention for how you want to feel about the process (good, connected, etc). and letting that be your guide.

    Good luck

    ps. I’ve totally started using Jeanette’s idea of whatever I spend comes back to me. I always get the song It’s all Coming Back to Me Now in my head.

  19. Christy, fun post and I’ve used a process similar to the one you list above. About 13 years ago I made a big long list that seemed *impossible* at the time, and then set the priorities. My budget at the time barely allowed for basics, although my business was up and running and large flows of income *were possible*. Then, I forgot about the list, until 18 months later when I realized I had gotten them ALL!!! 😀 That was an exhilarating realization!

    I also love Chellie Campbell’s acronym for BUDGET = Baby, U DESERVE GETTING EVERYTHING! 😉 She also recommends creating 3 budgets: A low, medium and high budget – planning for when you have lots of money or when you need to tighten up a bit. I have to say, writing out a high budget is a lot of fun…imagining and getting into the feeling place of having money for everything you can imagine! It makes the other budgets worth putting together!

    Many blessings,
    Nancy

  20. Dana Boyle says:

    Christy,

    I’m just now buying a copy of Meadow’s new money book! Your comment was a second synchroncity and I was already “gonna” buy it…now I have to. I do know Meadow, but am not one of her clients.

    xo,
    Dana

  21. Affirming Spirit,
    I LOVE the idea of 3 budgets. So much fun. Nothing is impossible.
    Thanks for sharing!

  22. Dana,
    Can’t wait to hear what you think about it. I love her work!

  23. I LOVE BUDGETS TOO!! SO awesome to find a fellow LOA budget lover 🙂

  24. Tia – Yay for LOA and Budgets!!!

  25. Shira says:

    Christy,

    Wow! While reading your post, I saw my “budget” Growing and expanding to meet my needs. It just grew and grew and grew! It grew to take care of me. I had no idea that my budget could grow on its own. How lovely is that?!?!

    Thank you for Blessing me today!

    Shira

  26. Shira says:

    hmmmm wonder how I got that pic – LOL

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