To Insure or Not To Insure
We’re often told we’re supposed to be responsible and do adult things like:
- get proper insurance coverage
- put legal documents in place (like wills, marriage contracts and custody agreements)
- wear our seat belts
- get our mammograms and flu shots
- lock our doors and
- don’t talk to strangers.
Which can be fear-based activity sometimes.
I won’t say always, because sometimes our guidance does say “don’t talk to that person” or “find a different parking spot.” But most of us aren’t taking these actions because of internal guidance. We do it without thinking; because it’s what we’re supposed to do.
I’m old enough that the only time we wore them as kids was when it was frighteningly bad weather or if our driver had been drinking.
Which I’m sure is how I came to associate buckling up with a feeling of nervousness.
To this day, if I buckle up it gives me the feeling that I’m “watching out” because something could go wrong.
Since I know the vibe rules, I’ve easily remedied this by not using a seat belt.
It’s no different with health insurance.
A couple of times over the years I’ve researched and found a plan I like, completed and returned an application, been approved (it was nice to know I could get affordable coverage), but never felt a green light to actually activate the policy by making a payment.
Not because it was expensive – I was actually surprised at how reasonable the rates were, for all the complaining we hear about how unaffordable premiums are.
But rather because I have this feeling that I’d want to get my money’s worth if I were spending money on insurance. Like, maybe I’d find a prescription to be on, or a mole to have biopsied. And I’m really not interested in having those experiences.
So, to me, it feels better not to have coverage.
Which is why I don’t. And savvy creators know that’s reason enough.
We don’t all have the same beliefs and we’re not all served by following the same rules.
(Which is why I don’t criticize anyone for doing it different.)
We each know to pay attention to how we feel. Anything else is ludicrous once you know and really understand how important the vibe is.
The challenge comes in finding the best peace when my partner is worried about what relaxes me.
So, time to experiment. I may very well practice buckling up next time I’m in his car just to see how it feels. Who knows, maybe this conversation is enough to shift it. I’m open!
But that’s all I can promise: to continually suss out the “feel good” based on the changing circumstances and energy around me.
The contradiction is not lost on me that I do carry car insurance as well as home insurance (on a paid for house, so it’s optional), and that I do sometimes wonder whether it’s wise to microwave my food, and while I rarely visit a doctor my animals regularly do.
No one said “feeling good” had to make sense, though, and it continues to be an ongoing process to find my best “feel good” as I release more and more beliefs that aren’t mine.
My suggestion: let’s have fun with the process! 😉